Kuonjezera ndalama ndi kuchepetsa ndalama zogwiritsidwa ntchito pofuna kuonetsetsa zosowa za moyo wa anthu. Madera onse adalengeza motsatizana za ndalama zomwe zaperekedwa ndi zomwe zagwiritsidwa ntchito mu theka loyamba la chaka

Ndalama zinakula pang'onopang'ono, ndalama zowonongeka, ndipo madera akuluakulu monga kupewa ndi kuwongolera miliri komanso "Zitsimikizo Zitatu" zatsimikizo zinatsimikiziridwa bwino. Posachedwapa, madera onse atulutsa motsatizana deta ya ndalama ndi ndalama zomwe zagwiritsidwa ntchito mu theka loyamba la chaka. Ndi kubwezeretsedwa kokhazikika kwachuma komanso kukhazikitsidwa kwa ndondomeko ndi njira zamphamvu ndi zogwira mtima, mwala wapangodya wa kukula kwa ndalama za m'deralo zakhala zikuphatikizidwa mosalekeza, ndipo ndalamazo zakhala zolondola komanso zogwiritsidwa ntchito.

Kukula mwachangu kwa ndalama

Malinga ndi ndalama zomwe zimachokera ku ndalama ndi ndalama zomwe zimagwiritsidwa ntchito mu theka loyamba la chaka zomwe zatulutsidwa ndi zigawo zosiyanasiyana, ndalama zomwe zimaperekedwa m'madera osiyanasiyana zawonjezeka pang'onopang'ono, ubwino ndi ntchito zake zikuyenda bwino, ndalama za zigawo zambiri zawonjezeka ndi 20% chaka- pa chaka, ndipo panali kukula kwakukulu kwa 30% m'madera ena.

Deta imasonyeza kuti mu theka loyamba la chaka, ndalama zambiri za bajeti ya Shanghai zinali 473.151 biliyoni ya yuan, kuwonjezeka kwa chaka ndi 20,2%; Ndalama zomwe anthu ambiri a Fujian amapeza zinali 204.282 biliyoni ya yuan, kuwonjezeka kwa chaka ndi 30.3%; Ndalama za bajeti ya Hunan zinali 171.368 biliyoni ya yuan, kuwonjezeka kwa chaka ndi 22.6%; Ndalama zomwe anthu amapeza ku Shandong zinali 430 biliyoni, zomwe zidakwera 22.2% ndi 15% motsatana munthawi yomweyo mu 2020 ndi 2019.

“Pazonse, ndalama zandalama zam'deralo zakhala zikukulirakulira. Kukula ndi kukula kwa ndalama sizinangobwerera ku boma mliriwu usanachitike, komanso adawonetsa njira yatsopano yabwino, yomwe siimangokhala chithunzithunzi cha kuyambiranso kwachuma mu ndalama zandalama, komanso zikuwonetsa kuti ndondomeko yabwino yazachuma ikupitilizabe. zothandiza.” Iye Daixin, mkulu wa Financial Research Office of the Institute of Financial Strategy ya Chinese Academy of Social Sciences, adatero.

Misonkho ndiye choyezera chuma, chomwe chimatha kuwonetsa bwino ndalama zomwe amapeza. Kuyambira kuchiyambi kwa chaka chino, ndi kukula kosasunthika kwa ndalama zosasunthika, kubwezeretsedwa kwa makampani ogwira ntchito, kutulutsidwa kosalekeza kwa zofuna za ogula, ndi kukula kwakukulu kwa msonkho.

Mu theka loyamba la chaka, ndalama zamisonkho za Tianjin zidakwera ndi 22% pachaka, zomwe zimawerengera 73% ya ndalama zomwe anthu amapeza. Phindu la mabizinesi linali bwino kuposa pafupifupi dziko lonse. Kuyambira mu Januwale mpaka Meyi, kuchuluka kwa phindu la mabizinesi a Industrial Enterprises pamwamba pa kukula kwake kunali 44.9 peresenti kuposa ya dziko lonse, ndipo 90% ya mafakitale adapeza phindu.

Mu theka loyamba la chaka, msonkho wa Jilin udakwera ndi 29.5%, msonkho wamabizinesi udakwera ndi 24.8% ndipo msonkho wantchito udakwera ndi 25%, ndikuwonjezera ndalama zonse pakukulitsa msonkho kwa 75.8% Chaka, Jilin akupitiriza kufulumizitsa ntchito yomanga pulojekiti, kukhazikika kwa mafakitale ndi kulimbikitsa kuchira. Zizindikiro zazikulu zachuma zawonjezeka mofulumira, ndipo maziko a kukula kwa ndalama m'chigawochi akhala akuphatikizidwa mosalekeza. "Watero mkulu wa dipatimenti ya zachuma ku Jilin Provincial department.

Ndalama za msonkho za Jiangsu kuyambira Januwale mpaka June zinali 463.1 biliyoni ya yuan, kuwonjezeka kwa chaka ndi chaka kwa 19.8%, zomwe zinalimbikitsa kuwonjezeka kwa ndalama za ndalama" Makamaka pankhani yochepetsera msonkho mosalekeza ndi kuchepetsa malipiro, msonkho wowonjezera, misonkho yamabizinesi ndi msonkho wapagulu womwe umagwirizana kwambiri ndi kupanga mabizinesi ndi magwiridwe antchito komanso ndalama zomwe nzika zakhala zikukwera zapitilira 20%, zomwe zikuwonetsa kusintha kwanthawi zonse kwa kayendetsedwe kazachuma. "Watero mkulu wa dipatimenti ya zachuma ku Jiangsu Provincial department.

“M’theka loyamba la chaka, chuma chinayamba kuyenda bwino, ndipo ndalama za m’deralo zinakwera moyenerera. Panthawiyi, magwero akuluakulu a ndalama adakhalabe okhazikika, kuchuluka kwa misonkho itatu yaikulu kupitirira 20%, ndipo ndalama zopanda msonkho zinayendetsedwa moyenerera. Kuonjezera apo, kasamalidwe kovomerezeka kakusonkhetsa misonkho ndi kasamalidwe ka misonkho kwakonzedwa bwino, zomwe zathandiza kwambiri kukhazikika kwa kayendetsedwe ka chuma ndi kulinganiza misonkho. Chifukwa cha zinthu zingapo, ndalama zapanyumba zakhala zikukulirakulira. "Anatero Daixin.

Chitsimikizo cha ndalama zazikulu

Poyerekeza kuchuluka kwa ndalama zomwe zimagwiritsidwa ntchito m'malo osiyanasiyana, kwapezeka kuti kuyambira chaka chino, kupita patsogolo kwa ndalama zandalama m'malo ambiri kwakwera kwambiri, komanso kukula kwa ndalama zomwe zimagwiritsidwa ntchito m'malo ena ndizotsika kwambiri kuposa ndalama zomwe amapeza.

Mu theka loyamba la chaka, ndalama zonse za bajeti ya Beijing zinali 371.4 biliyoni ya yuan, kuwonjezeka kwa chaka ndi chaka ndi 0.6%, 53.5% ya bajeti yapachaka ndi 3.5 peresenti kupitirira nthawi; Hubei wamba ndalama anthu bajeti anali 407.2 biliyoni yuan, chaka ndi chaka kuwonjezeka 14.9%, 50,9% ya bajeti kumayambiriro kwa chaka; Ndalama zomwe Shaanxi amagwiritsa ntchito pagulu la anthu zinali 307.83 biliyoni, kuwonjezeka kwa chaka ndi 6.4%, zomwe zimawerengera 58,6% ya bajeti yapachaka.

“Poyerekeza ndi ndalama zomwe ndalama zimachokera, kuchuluka kwa ndalama zomwe zimagwiritsidwa ntchito m'derali zatsika, makamaka chifukwa cha kuchuluka kwa ndalama zomwe zimagwiritsidwa ntchito polimbana ndi miliri m'theka loyamba la 2020. Si zachilendo kuti chiwongola dzanja chichepe nthawi yomweyo chaka chino. .” Iye Daixin adanena kuti nthawi yomweyo, kuyambira theka lachiwiri la chaka chatha, zoyesayesa zochepetsera ndalama zosafunikira komanso zosafunikira zakhala zopindulitsa. Pansi pa kuonetsetsa kuti ndalama zomwe zimagwiritsidwa ntchito m'madera ofunika kwambiri, makamaka moyo wa anthu, ndalama zina zachepetsedwa, ndipo ndalama zoyendetsera ntchito zachuma zakwaniritsidwa.

Kuchokera mwatsatanetsatane wa ndalama zomwe maboma ang'ono adatulutsa, madera onse atsatira mowona mtima zomwe boma likufuna za "kukhala moyo wosalira zambiri", kutsatira mosamalitsa kasamalidwe kokhazikika komanso kuwongolera kagwiritsidwe ntchito ka ndalama ndi mfundo zazikuluzikulu, ndikuwonetsetsa kuti madera ofunika kwambiri opezeka ndi moyo akwaniritsidwa. zisankho.

Heilongjiang imayang'anira mosamalitsa ndalama zomwe zimagwiritsidwa ntchito nthawi zonse monga kulandira alendo, kupita kunja kukachita bizinesi, mabasi ndi misonkhano. Panthawi imodzimodziyo, tinalimbikitsa ndondomeko yonse ya ndalama zothandizira ndalama ndikupitirizabe kuganizira ntchito zazikulu monga moyo wa anthu. Mu theka loyamba la chaka, ndalama zopezera ndalama za anthu zinali 215.05 biliyoni za yuan, zomwe zimawerengera 86.8% ya ndalama zomwe zimagwiritsidwa ntchito ndi anthu.

Ndalama za Hubei zakhala zikuchulukirachulukira, ndipo kuchuluka kwa ndalama zomwe anthu amawonongera pazachuma zaboma zakhala zikupitilira 75%, ndikuwonetsetsa kuti ndalama zomwe zimafunikira pa moyo wa anthu wamba monga penshoni, ntchito, maphunziro ndi chithandizo chamankhwala.

Mu theka loyamba la chaka, ndalama za Fujian pa moyo wa anthu zinali zoposa 70% za ndalama zomwe zimagwiritsidwa ntchito pagulu, kufika pa 76%, ndi ndalama zonse za yuan 1992,72 biliyoni. Pakati pawo, ndalama zogwiritsira ntchito chitetezo cha nyumba, maphunziro, chitetezo cha anthu ndi ntchito zinawonjezeka ndi 38.7%, 16.5% ndi 9.3% chaka ndi chaka.

Chitsimikizo chogwira ntchito cha ndalama zomwe zimagwiritsidwa ntchito m'deralo m'madera ofunikira ndizosasiyanitsidwa ndi chithandizo champhamvu cha ndalama zachindunji. Chaka chino, ndalama zonse zapakati pamalipiro am'deralo zinali 2.8 thililiyoni yuan. Mu theka loyamba la chaka, boma lalikulu lidapereka 2.59 thililiyoni yuan, pomwe 2.506 thililiyoni ya yuan yaperekedwa kuti ithandizire ogwiritsa ntchito ndalama, zomwe ndi 96.8% ya ndalama zomwe boma lidapereka.

“Kuchita bwino kumeneku n’kwapamwamba ndithu, zomwe zikusonyeza kuti boma la m’deralo lasanduka ‘Mulungu wachuma wachuma’ mogwirizana ndi zofunikira, silikhala ‘ochita zinthu mopanda phindu’ ndipo limagawira ndalama zapakati pa nthawi yake.” Bai Jingming, wofufuza ku Chinese Academy of Financial Sciences, adanena kuti chinsinsi cha theka lachiwiri la chaka ndikudutsa "kilomita yotsiriza" ya ndalama zachindunji, ndiko kuti, maboma am'deralo ayenera kugwiritsa ntchito ndalama kuti atsimikizire. ntchito za anthu okhalamo, nkhani zamsika, zopezera zofunika pamoyo wa anthu ndi malipiro apakhomo, ndikugwiritsa ntchito ndalama mwanzeru ndi njira zabwino kwambiri.

Zovuta ndi zovuta zidakalipo

"Ndi kuchepa kwapang'onopang'ono kwa zotsatira zake, kuchuluka kwa ndalama zomwe amapeza m'derali kudzatsika mu theka lachiwiri la chaka, ndipo ndalama za ndalama ndi ndalama zomwe zimagwiritsidwa ntchito m'madera ena zikuyembekezeka kuwonjezeka." Malinga ndi kusanthula kwa he Daixin, mbali imodzi, yokhudzidwa ndi masoka achilengedwe monga kusefukira kwa madzi, kusinthasintha kwa zofuna zakunja ndi kukwera kwa mitengo yamtengo wapatali, magwero ena a ndalama zapaderalo achepa; Kumbali inayi, ndalama zomwe zimagwiritsidwa ntchito popewera masoka ndi kupewa miliri, umoyo wabwino ndi ntchito zazikulu ziyenera kutsimikiziridwa mokwanira, ndipo ndalama zomwe zimagwiritsidwa ntchito m'deralo ndi zowononga zikukumanabe ndi mavuto ndi zovuta zambiri.

Bai Jingming amakhulupirira kuti ndondomeko ndi miyeso monga ndalama zachindunji, kuchepetsa msonkho ndi kuchepetsa malipiro zidzathandiza kwambiri kulimbikitsa kukula kwachuma ndi kuchepetsa kupanikizika kwa ndalama ndi ndalama zomwe zimagwiritsidwa ntchito. "Kuchepetsa misonkho ndikuchepetsa chindapusa kupangitsa kuti mabizinesi azikhala ndi ndalama zambiri zogulira ndi R&D, ndikulimbikitsa kusintha kwamabizinesi ndi kukweza. Nthawi yomweyo, onjezerani ndalama zamabizinesi, kulimbikitsa ntchito, kukweza malipiro a ogwira ntchito komanso kulimbikitsa kugwiritsa ntchito moyenera. Ithanso kuwongolera machitidwe aboma, kukhathamiritsa malo abizinesi, kukhazikika zomwe msika ukuyembekezeka, komanso kulimbikitsa mphamvu zamabizinesi komanso chidwi chazachuma ".

Ndipotu, pamene ntchito yachuma idagwiritsidwa ntchito kumayambiriro kwa chaka, boma lidapanga njira zotsutsana ndi zovuta ndi zovuta zomwe zinkayembekezeredwa. Lipoti lantchito ya boma la chaka chino likufuna kuti mfundo zazikulu monga kuchotsera misonkho zipitilize kuthandiza osewera pamsika ndikukhalabe ndi chithandizo chofunikira. Chaka chino, Unduna wa Zachuma udapitilira kugwiritsa ntchito mfundo zochepetsera misonkho, kukulitsa nthawi yake yochepetsera VAT ndi ndondomeko zina za okhometsa misonkho ang'onoang'ono, komanso kulimbikitsanso kuchepetsa misonkho komanso kusakhululukidwa kwa mabizinesi akuluakulu, ang'onoang'ono ndi ang'onoang'ono komanso mafakitale. ndi mabanja amalonda, kuti athandize osewera pamsika kuti apezenso mphamvu zawo ndikuwonjezera nyonga zawo.

Madera onse abweranso ndi njira zodzitetezera. Munthu woyenerera woyang'anira Dipatimenti ya Zachuma ya Jiangxi Provincial Finance adati mu theka lachiwiri la chaka, tidzafulumizitsa kutulutsa ndi kugwiritsa ntchito ma bondi a boma, kupereka gawo lotsogolera la ma bond apadera ngati likulu la polojekiti, ndikuthandizira ntchito yomanga. “ziwiri zatsopano ndi zina zolemera”; Tidzakhazikitsa ndondomeko yochepetsera misonkho ndi kuchepetsa malipiro, kuchepetsa mtolo pa nkhani za msika ndikulimbikitsa mphamvu zamsika.

Chongqing idzapitirizabe kusintha ndi kukhathamiritsa ndalama ndi malo ogwiritsira ntchito ndalama, kuchita ntchito yabwino poonetsetsa kuti malipiro, ntchito ndi kusamutsa, ndi zofunika pamoyo wa anthu, ndikuyambitsa ndondomeko yoyendetsera ndalama ndi ndalama.

Guangxi anapitiriza kuonjezera khama lake kulimbikitsa ndalama, anachita zonse zotheka kuti agwirizane ndalama, anakhalabe oyenera ndalama mphamvu, ndipo mosagwedera amamatira kuonetsetsa mfundo zazikulu ndi kuwongolera moyo wa anthu pamaziko a kukula kwachangu kwa ndalama.

"Poyang'anizana ndi kusatsimikizika, ndondomeko zandalama zomwe zikugwira ntchito m'deralo ziyenera kukonzedwa bwino, zogwira mtima komanso zokhazikika, kupititsa patsogolo ndondomeko yochepetsera misonkho ndi chindapusa, kugwiritsa ntchito njira zoyendetsera ndalama, ndikuwonetsetsa kuti ndalamazo zichepetse kukakamiza kwachuma. Panthawi imodzimodziyo, tidzagwira ntchito yabwino poyang'anira ndi kuyang'anira ngongole za boma, kuchenjeza panthawi yake malo omwe ali ndi vuto la ngongole, ndikuwonetsetsa kuti ndalama za m'deralo zikugwira ntchito mokhazikika chaka chonse. "Anatero Daixin.


Nthawi yotumiza: Aug-03-2021